Minimalimus and the burdens of employment

Let me take a quick look back. I had my first retirement deposit when I was 17, which was 43 years ago. Here's a screenshot:

The screenshot shows my first payments into the public pension fund 43 years ago. Gross earnings were then 1136.83 DM (equivalent to 581.25€) per month for a full-time position. Elsewhere, it says that the total adds up to 0.2599 retirement points. According to the current status, this would be 8,88€ per month- after all…

Tenants pay on average between 8 and 9 billion CHF more each year than owners

Renters pay an average of 8 to 9 billion francs more each year than property owners. Calculated on a monthly basis, this is between 130 and 730 francs, depending on the amount of the mortgage and the size of the property. This means that owners save between 1,600 and 8,800 francs each year compared to tenants.

Maestro Card

Although the term is used relatively often, technically there is no Maestro Card.

If the child support payments from the ex-partner keep failing to materialize, one should think about a child support execution. Often this is done through wage garnishment.

Up-to-date one hears again and again from the age poverty and the low pensions. Due to the uncertainty of the situation at retirement age, young people in particular need to make provisions in good time. Will the payments into the pension fund be sufficient? Or should you just take the money to the bank?

In addition to a variety of possible hedges, it is also very popular to purchase a property in order to be able to live rent-free in the already paid-off house later on. But is it really so simple?

Lifestyle creep is a problem because it can prevent people from saving the right amount they need for retirement or emergencies.

The famous suspension railroad in Wuppertal: If you need an instant loan without SCHUFA, you can get one in a pawnshop Wuppertal!

Your refrigerator is broken and you are looking for an unbureaucratic instant credit without SCHUFA? Against all expectations, a high tax arrears payment has landed in your mailbox, so that you now need money as quickly as possible? Or do you want to buy a new TV because the old one is no longer running smoothly??

Moers: If you live in Moers and are currently looking for an uncomplicated instant loan without SCHUFA, you should think about paying a visit to a pawn shop Moers!

It is like cursed: One bill after the other flutters into your house – electricity back payment, car repair, and that your BAföG repayment is now pending, you had also not on the screen. Impossible you can just pay all bills at once. But of course, you also don't want to accumulate debt in any case. In such cases, an instant loan can help you. Particularly fast and uncomplicated, completely without bureaucracy, you get a pawn credit in the pawnshop Moers.

New York Johan is young, Latino – and yet will vote Republican in November. "Crime is currently so high, then the homeless problem and immigrants," he sums up. Democratic leadership is not doing a good job, in his opinion.

Hundertwasser building in Darmstadt: You live in Darmstadt and need a SCHUFA-free loan without red tape? Then go to the pawnshop Darmstadt!

Especially in difficult economic times, when salaries are cut or even completely eliminated, the demand for credit increases to bridge these financial emergencies reasonably well and despite all this also necessary purchases to be able to make. Instead of simply selling valuables, a pawn loan offers the possibility of parting with them only for a short time and, as soon as one has sufficient financial means again, redeeming them at the pawnbroker again. Since pawn loans also eliminate many bureaucratic hurdles that one is confronted with when applying for other forms of credit, pawn loans are becoming increasingly popular.