In this article you will learn how to quickly get 3000 €. The fastest and best option is a loan. If you can't get a loan from your bank because of a credit record, you don't have to bury your head in the sand.
There are also credit free loans, which are attractive. Although the interest rates are a little higher, but in an emergency, these should also be bearable.
Collateral is more important than Schufa
It is often said that Schufa is to blame for people not getting loans or contracts. This is only true to a certain extent. Of course the Schufa has a say, but there is always a plan B. If the Schufa is negative, the lender or contracting party wants to secure itself.
This is why collateral is usually required. In the case of contracts, these are, for example, advance payments or, in the case of banks, guarantees. If you have relatives who would like to help you but cannot provide money, a guarantee may help. Some banks also accept houses or life insurance policies as collateral.
Quick money in pawnshop
You own a car or expensive jewelry? If you need 3000 € immediately, you will usually get help there quickly. You bring your items to the pawnshop and can draw them again after a few days, if it is a temporary solution. Ex: "You urgently need to pay a bill, but will not receive your money for two weeks?" This is how you bridge the time and hardly anything is lost.
Pawnshops are now many and numerous people take the opportunity to borrow money there for a short time. If you no longer need the items, things are even better for you, then you make a good deal and have no more debts yourself.
Ask the employer for an advance
Many employees are not aware that many companies also approve advances. Surely a good reason must be given here. High amounts are rarely paid out for one's own pleasure. If it is about the electricity bill or a back payment that needs to be paid urgently, the bosses are usually generous. But here you have to calculate well, after all, an advance means that you will be paid less afterwards.
Tip: Employers are often happy to provide employees with an advance payment. Especially with good employees, as they are easily tied to the company.
Take jobs on the Internet
A good and serious activity are "mini-jobs" on the Internet. Look for good jobs through platforms or in forums and take advantage of the many possibilities. If you are proficient in the German language and can write good texts, you can definitely earn some money. Many clients are willing to pay advances or you receive the money directly after delivery via Paypal.
Jobs of this type are sometimes one of the best in terms of speed of payment. With many other activities, sometimes weeks pass until the salary is paid out. Take on small tasks on the web and you will receive the money quite quickly. Of course, this also applies to web projects, graphics, photography, etc. Although it is also necessary here to find the customers, but with a little research work, this should not be a problem. Small sums can be realized quickly in any case of emergency.
Text portals also pay out once clients have accepted your texts. Faster it hardly still goes where. These are just a few steps that can help if you need 3000 € immediately.