For many of us, consumer credit is a real opportunity to quickly solve your problems or make your life more comfortable and well organized. But the lack of the right amount – this is not a reason to take money under high and sometimes very heavy interest. Despite the variety of offers from different banks, you can not quickly find where to borrow consumer loans with low interest rates. There is a way out! More precisely, there are some secrets of how to choose the right bank and which is the most reasonable address.

If you have a current credit and at the same time an additional capital requirement, you have in principle the possibility to increase your existing credit. A credit increase can be carried out by most banks under certain conditions, but you should pay attention to numerous aspects, especially as a borrower. The following guide goes into detail on the topic of "credit increase" and includes important aspects as well as numerous tips and tricks around the processing.

If you have a current loan and at the same time additional capital requirements, you generally have the option of increasing your existing loan. A loan increase can be carried out by most banks under certain conditions, whereby you should pay attention to numerous aspects, especially as a borrower. The following guide goes into detail on the topic of "credit increase" and includes important aspects as well as numerous tips and tricks around the processing.

Loan rejected because of negative Schufa

As soon as you need a small (or larger) financial injection, often the own house bank is the first way. But what happens if the loan is rejected? In this post you will learn the reasons. And what alternatives are available in the event of a loan rejection.

If you want to found a KiTa or finance the real estate for a kindergarten in Germany, there are many aspects to consider. Find out which financing options are available for your project.

In the context of construction financing, it often makes sense to apply for a low-interest KfW loan

In many cases, construction financing consists not only of one loan, but several loans can be combined with each other. This includes, for example, annuity loans, a building society loan as well as a repayment loan. In addition, KfW loans are particularly interesting, because the government subsidized loans are characterized by low interest rates and sometimes even a repayment subsidy.

What is a KfW loan?

The Kreditanstalt für Wiederaufbau, or KfW for short, is a state development bank. It has the task of financially supporting large parts of the population through certain measures, such as low-interest KfW loans. These are given as student loans, for example. One area deals with real estate owners, because it is precisely there that the KfW Bank has launched several funding programs. In any case, these include a particularly favorable interest rate and sometimes the borrower even receives a repayment subsidy.

Reducing energy demand is an ideal way to protect the climate and the environment. When building and modernizing, energy consumption therefore plays an important role. In this article, you will learn when energy consulting is worthwhile, what funding options are available for consulting and how to find the right energy consultant for your KfW grant.

What does an energy consultant for KfW funding do??

Energy consultants manage energy-efficient construction and renovation projects. From an initial assessment of which measures make sense, through construction supervision, to results monitoring, the professionals support the entire process.

You have probably already seen the plate with the inscription drawbar load on your car or on another car? But do you know what exactly the drawbar load of your car is?? Actually, the most important should have been learned in driving school, many drivers who are rarely on the road with a trailer know with the "drawbar load" still only little to do, frightening if you know what serious accidents can result from it. In this article we would like to explain the most important information on the subject to you.

Trailer drawbar load

Iveco emissions scandal: motorhomes also implicated in diesel scandal

In July 2020, there were raids at Fiat and Iveco. The latter manufactures, among other things, motorhomes. Therefore, these are also now covered by the emissions scandal. Considering the high purchase costs of mobile homes, the potential damages here are enormous.

Which RV engines are affected in the emissions scandal?

On 22.07.In 2020, investigators from Germany, Switzerland and Italy conducted raids at ten sites of carmakers Fiat Chrysler and CNH Industrial. These are responsible for the production of cars and commercial vehicles of the Fiat, Jeep, Alfa Romeo and Iveco brands.

Two people in front of a property as retirement provision

The thought sounds tempting: live in your own property and no longer pay rent in old age. In the following, you will learn about the advantages of real estate as a retirement provision, which properties are suitable for this purpose and what you should pay attention to during planning.

16.04.2021 Anyone who needs real estate financing as a self-employed person has always had to provide some proof of income. In times of Corona, banks' requirements for lending to the self-employed have increased. Accordingly, freelancers and tradespeople must currently provide additional documents and evidence. An important insight: nothing works without a tax advisor.

Financing documents self-employed shutterstock 365392142